Whether you’re currently the owner of a home or you’re planning on being one in the near future, it bodes well to have a decent understanding of the necessary legal documents that accompany this responsibility. Knowing which papers you’re responsible for signing, when you should be signing them and what they mean can go a long way towards furthering your understanding of owning property. Even a great deal of knowledge on these subjects can be rivaled at one time or another by a complicated situation. In these cases, it’s best to consult a notary public so that you’re not left to wonder if you signed the right document or if you’ve made a terrible mistake.
Here are a few real estate transactions in Surrey that may require the careful oversight of a registered notary public:
Home Purchasing/Selling: A lot goes into buying or selling a home in the way of paperwork and proper registration documents. And while you’re busy packing up your life and moving it from one place to another, it can be difficult to keep track of all of the paperwork—you’re bound to lose something, forget about a crucial document or miss a submission deadline, which can throw the whole moving process off track. A notary public will ensure that you have all of the necessary buying or selling documentation filed and that everything is in the right place at the right time. Now, not only will you have peace of mind, you’ll also have a legal doctrine of home ownership!
Mortgages/Refinancing: Real estate transactions in Surrey are among the most expensive investments that a person will make throughout their lifetime. And while a home is equity that shows the value of your worth, many times, homeowners need to leverage more money against their homes in the way of refinancing. First time homeowners will have to undergo the same stresses while taking out a mortgage as well. Either way, no matter which category you fall into, you’re going to need a notary public to get the ball rolling on your mortgage or refinance application.
Transfer of Title: Do you have an elderly family member who is vacating their home for better living at a senior living center? What’s going to happen to their home? When it comes to real estate transactions in Surrey, like transferring a title, you’re not going to get very far, very fast without the help of a certified notary public! Experienced professionals, like Jennine Fitterer, will be able to quickly and legally transfer the title of a home so that you can get on with your plans, whatever they may be.
Builder’s Liens: Have you recently done work on a home? Are you seeking a builder’s lien? If you are, consider speaking with a notary public on the matter. This type of legal document allows you to make the most of a new home addition, without having to worry about the bill for materials and contract workers. Filing for and receiving a builder’s lien can take some of the stresses off of your plate when dealing with recent construction work, which is always a plus.